Your farm or ranch is your livelihood and your home. You want to make sure you have the most comprehensive protection available, and the best price. Your farm and ranch policy protects you against specific losses or damages to your property, including your residence, personal property, outbuildings and farm personal property. It also provides liability coverage, with medical payments to others automatically included.
Farm Auto Insurance
Your farm auto insurance package can include coverage for your commercial farm trucks and your personal automobiles as added supplemental coverage, giving you great farm auto insurance and a single, simplified bill.
Livestock insurance is a coverage for farmers which may cover cattle or other livestock in the event of illness or other accidents. Since your livestock represent a portion of your livelihood, having the right coverage for your farm is critical. In order to include livestock insurance in your farm policy, you will want to consider individual, blanket, or herd coverages.
Farm Equipment Insurance
Farm equipment is one of a farmer's biggest investments. Some times the biggest. So it is important to protect yourself, financially. That's why insuring your tractors, harvesters, planters and other farm-related equipment is so important to your farm operation. Make sure you tractors, combines and other equipment is covered for property damage and liability risks on and off your farm or ranch.
Crop insurance is purchased by agricultural producers to protect against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural products. The type of insurance you need will depend upon the types of crops you produce and the location of your farm.